[Sugerencia] Mi propuesta de solución...

Clase Card

package models;

public class Card {
    private double value;

    public Card(double value) {
        this.value = value;
    }

    public void descontar(double value) {
        this.value -= value;
    }

    public double getValue() {
        return value;
    }
}

Clase Product

package models;

public class Product {
    String description;
    double price;

    public Product(String description, double precio) {
        this.description = description;
        this.price = precio;
    }

    public String getDescription() {
        return description;
    }

    public double getPrice() {
        return price;
    }
}

Clase Sale

package models;

import java.util.ArrayList;
import java.util.Comparator;
import java.util.List;

public class Sale {
    private final List<Product> productList;
    double total;

    public Sale() {
        productList = new ArrayList<>();
        total = 0;
    }

    public void addProduct (Product product) {
        productList.add(product);
        total += product.getPrice();
    }

    public double getTotal() {
        return this.total;
    }

    public void showShopping() {
        System.out.println("""                
    
                    **************************
                    COMPRAS REALIZADAS
                """
        );
        productList.sort(Comparator.comparing(Product::getPrice));
        productList.forEach(product -> System.out.printf("""                
                    %s - %.1f
                """,
                product.getDescription(),
                product.getPrice())
        );
        System.out.println("""                
    
                    **************************
                """
        );
    }
}

Clase Main

import models.Sale;
import models.Product;
import models.Card;

import java.util.InputMismatchException;
import java.util.Scanner;

public class Main {
    public static void main(String[] args) {
        showHeader();
        Scanner scanner = new Scanner(System.in);
        Sale sale = new Sale();
        double cardLimit = getCardLimit(scanner);
        Card card = new Card(cardLimit);

        double purchaseValue;
        String purchaseDescription;
        String continuar = "1";


        do {
            try {
                System.out.print("Escriba la descripción de la compra: ");
                purchaseDescription = scanner.next();
                System.out.print("Escriba el valor de la compra: ");
                purchaseValue = scanner.nextDouble();

                if (!(card.getValue() > sale.getTotal() + purchaseValue)) {
                    System.out.println("Saldo insuficiente!");
                    break;
                }

                Product newProduct = new Product(purchaseDescription, purchaseValue);
                sale.addProduct(newProduct);
                card.descontar(newProduct.getPrice());

                System.out.println("Compra realizada!");

                System.out.print("Escriba 1 para continuar, cualquier otra tecla para salir: ");
                continuar = scanner.next();

            } catch (InputMismatchException _) {
                System.out.println("\n¡Ingrese un valor válido, intenta de nuevo!\n");
                scanner.nextLine();
            }
        } while (continuar.equals("1"));

        sale.showShopping();

        System.out.printf("Saldo de la tarjeta: %.1f%n", card.getValue());
    }

    private static double getCardLimit(Scanner scanner) {
        double cardLimit = 0;
        do {
            try {
                System.out.print("Escriba el límite de la tarjeta: ");
                cardLimit = scanner.nextDouble();
            } catch (InputMismatchException _) {
                System.out.println("\n¡Ingrese un valor válido, intenta de nuevo!\n");
                scanner.nextLine();
            }
        } while (cardLimit == 0);

        return cardLimit;
    }

    private static void showHeader() {
        System.out.print("""
                
                ************************************
                    Welcome to shopping list app
                ************************************
                
                """
        );
    }
}

¡Gracias por leer!